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Investment Money Management

With the amount of full service brokerage firms available, many investors are using advisory firms for full money or asset management on their investments.

A money manager can handle all of your financial investments under one umbrella account. A good financial advisor under htis set up will spread your assets over a diverisfied field of investment choices to create a well rounded portfolio.

Types of Asset Management

  • Securities and Investment
  • Insurance policies and annuities
  • Estate Planning
  • Tax advisory
  • Child education planning
  • Trust account set up

Contracts and Fees

This can vary with each broker dealer, advisor or money manager. Usually, a full service asset management program is a fee based arrangement beased ont he total assets the firm is advising you on. Many large investors like this arrangement vs. paying per transaction (commission).

Knowing a money manager is being paid on a percentage of assets usually means there is no monetary incentive by the advisor to do any trading unless it makes sense. There is also a comfort level that all of your assets are managed in one place.

When a financial advisor managers assets for you, your investment, insurance and estate planning can be invested in with the other accounts in mind. Also, having your tax issue involved allows you and the asset manager in touch with your entire financial situation and how it efects your other accounts.

Choosing a Money Manager

Important factors when choosing a money manager is allowing one you feel comfortable with to do a free review of your assets. When an asset mamanger offers to do this (and almost all will), it is done without a charge. This will allow you to see how deep they do their work and the advice they are giving. It can be very educational, you are under no obligation and you may decide to go with that particular money management firm.

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Questions - Help - Fees, Service Options or any other question:

Companies: If you are a company seeking retirement plan rules, service or other help - contact our experts at American Investment Training by contacting us.

Individuals: If you are seeking investment or insurance product assistance for yourself, you can contact our finance experts here by contacting us.

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